Please take a moment to learn about my approach to solving the top two concerns of retirees today.
Salvatore DeCristofaro | Retirement Planning Specialist
Sal DeCristofaro is a licensed financial / insurance professional who has spent close to 25 years in the industry. It is truly a pleasure for Sal to educate his clients on the importance of having a plan in place that not only shows them how to grow their money but also how to protect it. Sal shows his clients the importance of having an income plan they can never outlive even in a market crash or some other catastrophic event. It is all about having total peace of mind in retirement without any worries.
Sal prides himself on being an INDEPENDENT professional versus being a captive broker. A captive broker is limited with how they can help clients prepare for retirement. Being independent allows Sal to work specifically for his clients and not for the financial companies. Each client’s situation is unique which simply means that one size does not fit all. Sal helps clients with much-needed solutions to secure their retirement and for those who are already retired.
Sal has also hosted his own retirement show which discusses safe money and income options. His show has aired on several popular radio stations throughout the country.
Sal makes it his number one priority to educate clients and provide them with solutions when it comes to retirement planning, income planning, tax planning, and long-term care planning (without buying long-term care) which he talks about in his best-selling book “Retirement Dreams vs Retirement Reality”. During Sal’s career, he has worked with other financial professionals throughout the country teaching them how to help their clients optimize their retirement wealth and social security benefits.
At the end of the day, which makes everything well worth it, Sal enjoys spending time with his family and friends. He also likes to travel, play golf, attend sporting events, listen to music and enjoys food and wine tastings.
What We Do For Clients
Retirement doesn’t mean that it’s time to stop growing. Same holds true for your money. It should mean, however, that it’s time to stop taking unnecessary risk.
We specialize in helping retirees protect their retirement assets while continuing to move forward.
Family Legacy Planning
Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance – TAX-FREE AND GUARANTEED!
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.
Extended Care Solutions
Long-term care/extended care costs have gone up substantially in the last 10 years. Unfortunately, the statistics are not in our favor, a plan to address these costs should be included in every retirement strategy.
The good news is we work with hybrid insurance plans that leverage your dollar in case you need it for extended care, but remain 100% accessible for withdrawal if you don’t.
Creating an income plan to last throughout retirement is perhaps the single most important challenge retirees will face. It’s very likely to spend 30 years or more living in retirement without earned income.
We create a customized retirement income plan, encompassing all sources of income, for each one of our clients and no two plans are exactly alike. Let us get to work on a plan for you.
We regularly host informative and educational workshops
throughout our community about retirement and income solutions.
We invite you to learn more at an upcoming event.
We Love To Meet New People!